Price Reduced Listing
In-Person: 10/31 11:00 AM - 5:00 PMIn-Person: 11/07 10:00 AM - 6:00 PM
7606 Bent Tree Loop,ST CLOUD, FL 34773
ST CLOUD, FL 34773
Description
Virtually Staged. 7606 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $355,000. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $51,900; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,869.07/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $355,000 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.
Details
| MLS # | O6404400 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| HOA Dues | $908 |
| Sub-Type | For-sale |
| Status | Active |
| Year | 2026 |
| Days On Site | 178 |
| Listing Provided By | ADAMS HOMES REALTY, INC. | Viviani Moreno De Segovia |
Features
| Bed(s) | 3 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,780 |
| Garage | 2 |
| Story(s) | 1 |
| Zoning | RESI |
| Acreage | 0.20 |
| Property View | Garden, Trees, Woods |
Taxes
| Property | 831 |
|---|
Area Information
| State | FL |
|---|---|
| County | Osceola |
| City | ST CLOUD |
| Zip Code | 34773 |
| Area | 34773 St Cloud (Harmony) |
| Community Name | HARMONY CENTRAL PH 2 |
| School District | Harmony High |
| Elementary School | Harmony Community School (K-5) |
| High School | Harmony High |
| Listing VS Median (in HARMONY CENTRAL PH 2) | |
Price: $355,000 low | high Med: $378,900 sqft: 1,780 low | high Med: 1,970 $ / sqft: $199 low | high Med: $192 On site: 178 low | high Med: 11 | |
Market Activity 34773
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Listings courtesy of Stellar MLS as distributed by MLS GRID.Based on information submitted to the MLS GRID as of October 29, 2026 at 8:27:38 AM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. “The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
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Learn More About This Property
| Open House |
|---|
| In-Person 10/31 11:00 AM - 5:00 PM |
| In-Person 11/07 10:00 AM - 6:00 PM |
| In-Person 11/14 11:00 AM - 5:00 PM |
| In-Person 11/21 11:00 AM - 5:00 PM |
| State | FL |
|---|---|
| County | Osceola |
| City | ST CLOUD |
| Zip Code | 34773 |
| Area | 34773 St Cloud (Harmony) |
| Community Name | HARMONY CENTRAL PH 2 |
| School District | Harmony High |
| Elementary School | Harmony Community School (K-5) |
| High School | Harmony High |
| Listing VS Median (in HARMONY CENTRAL PH 2) | |
Price: $355,000 low | high Med: $378,900 sqft: 1,780 low | high Med: 1,970 $ / sqft: $199 low | high Med: $192 On site: 178 low | high Med: 11 | |
